Our Products and Services
Consumers should recognize that Urbanpaydayloans.com is neither a financier nor a collection agency. We exist only to connect consumers with third party lenders who might be capable of providing qualifying customers with payday loans loan. After you have completed your application and received an offer from a lender, future services and products offered by that lender are no longer under the control of Urbanpaydayloans.com.
Acceptance of your Application
When we notify you that your application for a cash loan has been received, we are making no indication of your acceptance or denial of said loan, nor are we promising that one of our third party lenders will make you an offer. We are not able to influence our lenders’ decision in any way, but we do reserve the right to approve or deny your application before it is sent to another party. We are not responsible for a failure on the consumer’s part to provide requested documentation or meet criteria outlined elsewhere on this site.
This site may only be used by those who are 18 years of age or older.
Legal Cooperation and Agreement
Use of this site constitutes an agreement to cooperate with any state and local laws that apply to the use of Urbanpaydayloans.com and any services provided by our third parties. We reserve the right to report any legal abuse, real or perceived, to law enforcement officials for observation and/or legal action. When within our legal rights, we may use any information available to track down violators of this site’s terms and policies. We also reserve the right to block access to our website for specific users in order to prevent further abuse of our services. By using this site, you agree that abuse of our website or products may lead to us banning you from this website and possibly pursuing criminal charges against you.
Protection of Intellectual Property
Intellectual property on this site owned by Urbanpaydayloans.com includes but is not limited to website themes, logos, text documents, headings, characters, business names, photos, letters, and software. These items may not be used or distributed without our written consent.
We do grant authority to use the information on this website for the sole purpose of obtaining payday loans through Urbanpaydayloans.com. All other rights to the property anywhere on this website are reserved.
Disclaimer of Guarantees and Restriction of Obligation
We make every effort to keep the information on our website completely accurate, but we cannot guarantee 100% accuracy. Laws and regulations involving short term loans change frequently, and as such our information may not always be entirely current. We are not accountable for any inaccurate information located on this website.
Urbanpaydayloans.com, ITS THIRD PARTY LENDERS, AND ITS AFFILIATES ARE NOT ACCOUNTABLE FOR ANY HARMS WHICH COULD RESULT FROM USAGE OR ACCESS OF THIS WEBSITE, BE THEY UNFORSEEN, DIRECT, RELATED, MAJOR, OR DISCIPLINARY. NONE OF THE INFORMATION PROVIDED WITHIN THESE PAGES OR INDIRECTLY FROM ONE OF OUR AGENTS IS GUARANTEED. WE MAKE NO ASSUARANCES OF ANY MENTIONS OF GOOD DEEDS, PURCHASE GUARANTEES, OR OTHER CAPABILITIES. We will enforce these restrictions and disclaimers to the fullest extent allowable by law.
Content Provided by Third Parties
Urbanpaydayloans.com includes some content from third party advertisements. If you purchase from those parties, we are not accountable for any services they provide. We are also not accountable for the privacy policies of any third parties. The appearance of these links on our website does not signify any endorsement of the companies, their products, or any services they provide through their websites.
At Urbanpaydayloans.com, we use the highest encryption standards available to keep your personal data secure. However, we cannot guarantee that this information will never be stolen, decrypted, or otherwise compromised by others. We are not responsible for the loss of decryption of data due to the criminal acts of another individual or group.
We act solely as an intermediary between you and the third party lenders within our network. We do not act as arbitrators or as representatives of either yourself or a third party lender. Urbanpaydayloans.com may receive compensation for granting certain amenities, services, and merchandise to third parties and other individuals through private negotiations. These services may or may not have bearing on your use of our website, and by using the site you agree that any compensation may or may not be connected to your use of Urbanpaydayloans.com.
Laws and Legal Venues
Terms and Conditions Updates
Payment and Compensation
Use of Urbanpaydayloans.com signifies that you agree that our partners, officers, representatives, affiliates, subsidiaries, and other employees will not be held accountable for any financial loss you suffer due to the purchase of a product or service through one of the links provided on our website or from one of our lenders. If you pursue legal action against a lender or the owner of one of the links on this website, we will not provide any compensation for legal fees.
Other Items of Note